Merl K. Miller and Associates

In 2010, at the terribly young age of 68, I retired from my broker/dealer and stayed retired for 4 months. I gave up all of my licenses and designations except my Ohio insurance license. I have been an insurance agent for a quarter of a century. Now I primarily serve people my own age group (60+). Over the years I have focused on learning as much as I can on what is available to make your life better. Now, I have products that turn throw away life insurance in long term care payments; annuities that guarantee a return 3 or 4 times a CD without immediate taxes; life insurance for people who do don't think they can get it; the best final expense companies in the business; and a number of other unique products.